Nothing herein should be construed as investment, insurance, securities, tax or legal advice. Consumers should consult their own tax, legal and/or financial advisors before engaging in any transaction. The information contained herein does not provide any advice as to the value of securities or as to the advisability of investing in, purchasing, or selling securities or insurance products. Decisions based on this information are the sole responsibility of the reader. The information contained herein is not an offer to sell or a solicitation of an offer to buy any security or any investment or insurance product or service.
