Privacy Policy

Last updated July 15, 2021

Privacy Notice and Acceptance
At Retirement Genius LLC (“Retirement Genius”), protecting your privacy is one of our highest priorities. This Privacy Policy describes our privacy and security policies and practices. By using Retirement Genius’s website and social media pages, you signify your acceptance of this Privacy Policy.

What kind of information do we collect?
In addition to information you submit to us, Retirement Genius may also collect information from several other sources, including insurance companies, agents, brokers, representatives, doctors, hospitals, and others. The information we receive includes, without limitation:

  • Personally identifiable information, such as an your name, address, social security number, tax identification number, other identification numbers issued by governmental bodies, email address, and telephone number;
  • Health and medical information, such as doctor and hospital records, prescription information, and life expectancy evaluations;
  • Life insurance and annuity information, such as the type of policy and the terms of the policy, a copy of the application, payment history, and a policy illustration;
  • Transactional information such as the terms of any life settlement contracts;
  • Consumer reporting agency information; and
  • Recordings of telephone calls with our representatives and call centers.

What do we do with the information we collect?
The information we collect is used for: (i) evaluating insureds and life insurance policies for potential transactions, including life settlements; (ii) quality, training, and security purposes; (iii) detecting and reporting insurance fraud; (iv) carrying out market research and analysis; (v) providing and developing marketing information; (vi) managing our internal operations; (vii) responding to complaints; (viii) complying with applicable laws and regulations; and (ix) establishing and defending our legal rights. We may sell or disclose information about you to our affiliates and to nonaffiliated brokers, providers or other third parties in the course of evaluating and qualifying the respective life insurance policies, or as required or permitted by law.

Who has access to your information in our records?
We use a system of safeguards to protect against unauthorized access to your nonpublic personal information contained in our records. These protections include appropriate physical, electronic and procedural practices. Access to your information is restricted to only those individuals and entities who need to know the information for the above purposes. We educate our employees about the terms of this Privacy Policy and the essential nature of confidentiality and consumer privacy.

How does use cookies, advertising, and online tracking?
Like most websites, uses cookies to optimize your digital experience. Most browsers accept cookies automatically but allow you to disable them. We recommend that you leave cookies “turned on” so that we can offer you a better online experience. You may occasionally get cookies from companies advertising on our behalf to tailor advertisements shown to you for our services. We do not control these cookies, and these cookies are not subject to our Website Terms & Conditions or Privacy Policy. Our systems do not recognize browser “Do Not Track” signals, but several of our service providers who utilize these cookies and other tracking technologies on our Website enable you to opt out of this type of advertising.

We also use third-party analytics tools on the Website to collect usage information, to analyze how users interact with the Website and to provide relevant advertisements to you on other websites. User data collected through the Website may be combined and linked with data from other sources to improve your digital experience. User data collected by third party companies may be used by such companies and is subject to their own privacy policies. We allow these third-party companies to use cookies, web beacons, pixel tags and similar technologies to collect or receive information about your interaction with us on our Website and elsewhere on the internet (“Tracking Data”) and use such Tracking Data to display ads for Retirement Genius when you visit this or other websites. These third-party companies may not recognize browser “Do Not Track” signals.

For more information about third party cookies, including information about how to opt out of these technologies, visit If you would like to opt out of the collection and use of Tracking Data for ad targeting, please visit

If you have any concerns about this Privacy Policy, please contact

Third Party Party Practices
Retirement Genius is not responsible for the privacy, information or other practices of any third parties such as insurance companies, annuity providers, agents, brokers, or other service providers or entities. We are not responsible for the collection, usage and disclosure policies and practices (including the data security practices) of other organizations, such as Facebook, Twitter, Instagram, Apple, Google, Microsoft, or any other software application developer or provider, social media platform, operating system or wireless service provider, or device manufacturer, including with respect to any information you disclose on Retirement Genius’s social media pages.

Use of Retirement Genius website by minors
The Retirement Genius website and social media pages are not directed to individuals under the age of eighteen (18) and we request that these individuals do not provide personal information through the Retirement Genius website or social media pages.

Changes to this Privacy Policy
We reserve the right to modify or supplement our Privacy Policy at any time in accordance with applicable law or our business practices.

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