Retire like a Genius

Helping seniors and families navigate the complex world of retirement and long-term care for more than 25 years.

Chris Orestis

The Retirement Genius
Chris Orestis, CSA®,  is an expert in retirement planning, long-term care, and financial health. For more than 25 years, he has helped countless seniors and families navigate the complex world of retirement and long-term care.

The founder and President of Retirement Genius, Chris Orestis has traveled the country sharing the secrets to aging with financial and physical health and dignity. The author of several books, he has appeared on countless media programs as an advocate of seniors’ financial well-being.

Now Chris is bringing his expertise directly to you. Retirement Genius is your go-to resource for everything you need to live a happier, healthier, and more fulfilling life throughout your golden years.

What We Do

Chris Orestis and Retirement Genius have been helping seniors and families navigate the complex world of retirement and long-term care for more than 25 years. We provide information and resources about finances, health & well-being, senior lifestyles, retirement income, long-term care, senior entitlements, and so much more to educate people and help them access the best possible solutions to achieve a well-balanced retirement.

Aging is an inevitability for all of us, and there is no need to fear what could be some of the best and most rewarding years of your life. The key to arriving financially and physically fit are the investments you make in yourself today to create the retirement you’ve always wanted. It doesn’t matter how old you are because it’s never too late to take a positive step forward into your golden years. 

Over more than 25 years, we’ve helped thousands of families find financial and physical health, and we can help you, too. 

Financial Planning

There are a number of financial underpinnings of a well-balanced retirement that can combine entitlements, insurance, investments, and asset-based solutions. Learn the right mix and how to access entitlement programs without upending your retirement plan.

Health & Well-Being

The costs of health and long-term care are expensive and can be ruinous for those unprepared to handle their eventuality with a proper combination of health insurance, long-term care insurance, and an understanding of how the system works. 

Senior Lifestyle

Aging is not a one-way ticket to poor health, loneliness, boredom, and a declining quality of life. There are a number of measures you can take now and carry through your entire life that will greatly increase the odds that your senior years will continue to be healthy, productive, and rewarding.

Retirement Income

Retirement income is key for seniors. Whether a cash shortfall is due to underperforming retirement accounts or unexpected expenses, income can be accessed through several different paths, including assets you may not have considered.

Long-Term Care

On average, seniors are living longer than ever before. And with that comes the often unexpected healthcare costs you may not have planned for. Long-term care is an often unavoidable expense for many seniors, and navigating the complexities is no easy task for even the most experienced advisor. We help you understand the network of providers and access funding to pay for it.

Senior Entitlements

There are many nuances to senior entitlements that you need to understand in order to maximize your benefits, as well as things to avoid that could have a negative impact on your retirement and potentially set you back years. Don’t let everything you’ve worked for backfire due to a misguided plan or mistake.

Featured Solution

Life Settlements

A life settlement is the sale of an existing life insurance policy (typically by seniors) for more than its cash surrender value, but less than its net death benefit. In certain cases, the proceeds may be tax-advantaged and can be used for retirement, to pay medical bills, fund long-term care, or anything else you wish–it’s your money to use however you want. 

There are a number of reasons that a policyowner may choose to sell their life insurance policy. They may no longer need or want their policy or the premium payments may no longer be affordable. Or perhaps the reason they initially purchased the policy no longer exists, such as the insured has outlived the beneficiary, their children are grown and financially independent, they’ve sold a home or business, or one of many other reasons.

Instead of lapsing or surrendering the policy for little to nothing, selling the policy enables the policyowner to tap into the market value of the policy, which is on average four times more than cash surrender value. If you meet the requirements below, we highly recommend having your policy evaluated if for no other reason than to understand the market value of this asset.

Age 65+

The minimum age to qualify is 65, though younger insureds with significant health impairments may qualify.

$100,000+

Any policy type – including term – with a death benefit of $100,000 or more could qualify. There is no maximum death benefit.

Health Change

While a decline in health isn’t always necessary to qualify, health impairments may increase the market value of your policy.

Get the Book

In  our latest e-book, A Survival Guide to Aging, we reveal the secrets to retiring like a genius and outline how you can make the most of your retirement by giving you the formula to a worry-free retirement. Now, this valuable e-book can be yours for FREE.

Simply enter your email address below to receive a complimentary electronic copy of A Survival Guide to Aging.

Retire Like a Genius.