America’s #1 Senior Advocate!
I’m Chris Orestis known as The “Retirement Genius”. I have spent the last 25-years of my career as a Senior Advocate, helping seniors and their families taking on the unique challenges of Senior Aging, Retirement and Senior Care.
My family has been providing Long-Term Care for almost 40 years, and after college I went to work in Washington, D.C. on Long-Term Care and Healthcare Finance issues.
During my time in politics and business I have seen firsthand the impact that lack of knowledge and inadequate planning can have on families as loved ones take on the expensive realities of aging.
Senior Finance & Care
Chris has worked throughout his life to find creative financial and health solutions that enable seniors to enjoy their life and family.
As I began my career, I was blessed to have the opportunity to work for the White House and then for the Senate Majority Leader on Capitol Hill. From there, I spent the next several years working as a Senior Advocate and lobbyist in Washington, D.C.
As I worked on Healthcare reform and Long-Term Care issues, I saw the enormous financial crisis facing our country which directly impacts Seniors and their families in need of Long-Term Care.
It became obvious how unfair the Long-Term Care system had become, particularly for middle class Americans. In 2007, I left Washington D.C. and decided to take action by launching a new company to do something about it called Life Care Funding, whose primary focus was providing financial options for Seniors.
Seniors & Long-Term Care
I started Life Care Funding over a decade ago to help families use their Life Insurance they already own to pay for the expensive costs of Long-Term Care. We saw that we could help people use a Life Settlement with their Life Insurance to convert a death benefit into a living benefit that could be used to pay for Long-Term care.
Our approach was quickly embraced by senior living and long-term care providers, insurance and financial advisors, elder law attorneys and CPA’s, and seniors who owned life insurance across the country.
Senior Advocate for Financial Security for Long Term Care
I started with a simple mission to help families use Life Insurance policies they were going to throw away– instead use them pay for their Long Term Care expenses.
Over the years we found more and more ways to help seniors and their families. We helped guide them towards unique solutions to address their financial and care needs by connecting seniors with financial strategies such as Life Settlements, VA Aid and Attendance Benefits, Reverse Mortgages and HECM Loans, Bridge Loans and Lending, Annuities, Long-Term Care Insurance and Life Insurance, Medicare, Medicaid, and Social Security. We also provided guidance on the best forms and providers of senior living and long-term care for homecare, assisted living, nursing homes, memory care, and hospice.
As time marched on, my political background brought me into lead efforts in state capitols and Washington, D.C. to provide seniors and their families with consumer protections and disclosure efforts about their legal rights and access to financial options designed to help them better address the challenges of aging and declining health.
The media began to pick up on what was going on and I became regularly featured in the news, TV and radio talking about how seniors and their families can survive aging with much better financial and physical health than they had thought possible. I published two books “Help on the Way” and “A Survival Guide to Aging”, numerous academic white papers, articles and regular guest columns with publications such as the Wall Street Journal, New York Times, NewsMax, USA Today, CNBC, NBC News, and Fox Business News.
As more people wanted to learn about these options, I was invited to travel across America speaking before live audiences and offer testimony before legislative bodies and political leaders looking for solutions to the growing crisis impacting our country and our most vulnerable population.
Today our mission continues as Retirement Genius.
I thank you for visiting this website as you search for information about how to find financial and physical health in your retirement and golden years. Aging is an inevitability for all of us, and there is no need to fear what could be some of the best and rewarding years of your life.
They key to arriving financially and physically fit is in the investments you make in yourself today. It doesn’t matter how old you, or a loved one is because it’s never to late to make a positive step forward into those senior years. On this website you will find resources and answers to so many of the questions you find yourself now asking.
- Want to know more about making the most out of your dollars?
- Want to know more about how to handle the eventual need for long-term care?
- Want to know more about financial secrets that specifically benefit seniors?
- Want to know more about finding health and happiness in your Golden Years?
Just look for a topic on Retirement Genius, and then you will find helpful short videos, information summaries, articles and additional resources to help you access the right solutions for you! We also have taken the time to research and introduce you to who I believe are some of the best financial, retirement and senior living options out there to help you that I’m sure you will be glad to meet.
Life Insurance Carrier’s Reaction
Senior Rights Advocate
Many political organizations control Senior’s benefit programs in the United States!
Education: Life Insurance as a financial strategy.
The Press : Coverage promoting the Long Term Care benefits.
Laws : Legislation across the country
State Laws : Life Insurance Long Term Care Tax Benefits
Congress : Long Term Care Seniors Health Savings Accounts
How can the “Retirement Genius” help Seniors?
We are now working with Financial Professionals, Advisers, Life Insurance Agents and families throughout the country to provide Retirement and Long Term Care options for their clients and love ones.
Are you a Retirement or Financial Adviser to Senior clients?
Are you a Long-Term Care Administrator or Senior Caretaker?
Do you care for Senior or Elderly Family Members?
Financial, Insurance, Life Settlement and Long-Term Care programs provide solutions for Seniors who need financial help today!
I thank those of you who have worked with us over these years; and I invite all of you to become a part of our community helping families overcome what can be one of the most trying times of their lives.